Terms of Service
Last updated: April 14, 2026
1. Acceptance of Terms
By accessing or using Nomi's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
2. Description of Service
Nomi is an SMS-based personal finance assistant that provides:
- Real-time balance and spending information
- Personalized budgeting recommendations
- Bill payment reminders
- Financial insights and analysis
- We do not offer licensed financial advice
3. Eligibility
You must be at least 18 years old and a U.S. resident to use Nomi. By using our service, you represent that you meet these requirements.
4. Account Security
You are responsible for maintaining the security of your phone number and any authentication codes sent to you. You agree to notify us immediately of any unauthorized access to your account and only use the Service for lawful purposes.
5. Financial Information Disclaimer
Nomi provides financial information for informational purposes only. We are not a financial advisor, and our service should not be considered financial advice. Always consult with a qualified financial professional before making financial decisions.
6. Data Accuracy
While we strive to provide accurate financial data, we cannot guarantee the accuracy of information received from third-party financial institutions. You should verify all information with your financial institution.
7. SMS Messaging
By providing your phone number, you consent to receive SMS messages from Nomi. Standard messaging rates may apply. You can opt out at any time by texting STOP.
8. Prohibited Uses
You agree not to:
- Use the service for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Share your account access with others
- Abuse or spam our messaging service
9. Limitation of Liability
Nomi shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.
10. Changes to Terms
We reserve the right to modify these terms at any time. We will notify users of significant changes via SMS or email. Continued use of the service after changes constitutes acceptance of the new terms.
11. Contact Us
If you have questions about these Terms of Service, please contact us at: